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Maria Eudocia

Update on Maria Eudocia

María, 55, has been married for 36 years and has six adult children; some of them are already independent. She lives with her family in a village in Santa Cruz de Yojoa. Her business is a grocery store where she sells food items like rice, lard, flour, beans, bread, groceries and some canned goods. She started the business nine years ago with means of her own. She is a very hardworking woman and wanting to generate additional income to help her contribute towards household expenses she succeeded in establishing it. She spends 8 hours daily at work.

María has gotten several ODEF loans that have helped her improve her store and is currently asking for another one from Kiva for 21,000 lempiras to stock up on basic staple items (rice, lard, beans, flour, sugar, eggs, snacks, etc.). With her investment, income will improve. Her goal is to continue working so that her income will be better every day and to be able to provide schooling for her daughter and to grow in the business.
View original language description ↓
Doña María tiene 55 años de edad, es casada hace 36 años, tiene 6 hijos mayores de edad, algunos de ellos ya son independientes, vive con su familia en una aldea de Santa Cruz de Yojoa. Su negocio es una pulpería de productos alimenticios como (arroz, manteca, harina, frijoles, pan, etc.), abarrotes y algunos productos enlatados. Este negocio lo estableció hace 9 años con sus propios medios. Es una señora muy trabajadora y con el fin de generar otro ingreso extra que le ayudaría a contribuir con los gastos del hogar fue que logro establecerlo. Ella le dedica 8 horas al negocio. Doña María ha obtenido varios financiamientos con ODEF que la han ayudado a mejorar su negocio, en la actualidad solicita otro préstamo de 21,000 lempiras a Kiva, para abastecerse de productos de la canasta básica. (Arroz, manteca, Frijoles, harina, azúcar, huevos, churros etc ).Con lo que va a invertir va mejorar sus ingresos. Su meta es seguir trabajando para que sus ingresos puedan ser mejores cada día y poderle dar el estudio a su hija y crecer en el negocio.

Previous Loan Details

Doña Maria is 54 years old. She has been married for 35 years, and has six children aged between 12 and 34 years old, some of whom are already financially independent. She lives with her family in a village in Santa Cruz de Yojoa. Her business is a convenience store selling food items such a... More from Maria Eudocia's previous loan »

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Honduras

  • $4,800
    Average annual income
  • 33
    View loans »
    Honduras Loans Fundraising
  • $9,985,325
    Funds lent in using Kiva
  • 19.1
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,125 helped Maria Eudocia to buy stock merchandise for her store.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 18, 2012
Jul 19, 2012
Currency Exchange Loss:
Mar 15, 2013