A loan of $650 helped to support his furniture-making business.


Deivis's story

Deivis, 30, owns a furniture-making business. He lives in the south of the city with his partner and their young children. He hopes his children will study for professional careers. Deivis learned the business from his father who, in turn, learned it from his and now he, Deivis, is heir to the family's 50-year tradition of making furniture. He started in 2000, making and selling wooden furniture, kitchens, doors, etc. Most of his customers are local people who have been referred to him by other businesses or people who were customers of his father before. He is responsible for every aspect of the business, from buying materials to design and manufacture. He collects 50% of the cost of an order when he receives the order and the other 50% when he delivers a final product. He wants to improve his workshop so that it's both more productive and comfortable for him and his employees. His immediate challenge is a lack of working capital. He doesn't have enough cash to make a large fixed investment in the business and buy wholesale supplies of the materials he needs to operate. He is applying for a Kiva loan that he will use partly to equip his shop and pay for routine maintenance and partly to buy bulk supplies of the materials he needs. The investment will allow him to buy meet orders for the furniture that he has jointly designed with his buyers, orders that pay more than he can usually expect to make from regular orders.

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Translated from Spanish by Kiva volunteer Jere Wiseman



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