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Samaritano Group
In this Group: Virginia, Osmar, Angela
The “El Samaritano” (The Samaritan) group is composed of three hardworking people. One of them is Virginia who sells nacatamales [Nicaraguan-style tamales], an activity she’s been doing since very young and the business she’ll invest the loan in. She’s married and only has one, 13-year-old daughter in her care.

The other group members are Ángela who has sold vegetables for the last two years and Osmar who has worked in hauling for the last two years.
View original language description ↓
El grupo el samaritano lo conforman tres personas trabajadoras una de ellas es Virginia quien se dedica al comercio de nacatamales actividad que ha realizado desde muy joven negocio en el que invertirá el crédito. Ella está casada y tiene solo su hija menor de 13 años a su cargo.
Los otros integrantes son Ángela quien vende verduras desde hace 2 años y Osmar se dedica al acarreo desde hace 2 años.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 55
    View loans »
    Nicaragua Loans Fundraising
  • $26,430,500
    Funds lent in using Kiva
  • 23.6
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Samaritano Group's $775 loan helped a member to buy pork, corn, firewood, spices, etc.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Jun 20, 2012
Aug 6, 2012
Currency Exchange Loss:
Dec 15, 2012