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Estela, 54, is a single mother; she lives with a daughter in a neighborhood in Santa Cruz de Yojoa, Cortes. She opened her own business selling foodstuffs like basic grins, lard, sugar, soap, soft-drinks, snacks, condiments, etc. ten years ago. The business produces income needed for her food and other household expenses. She’s been able to stay in business thanks to ODEF loans. She’s currently asking for loan #14 for 15,000 lempiras that she will also invest in the grocery store to stock it with corn, beans, rice, sugar, lard, soap, etc. in order to have stock available to offer her customers and to continue growing in the business and increasing sales. Her goal is to live better with her family.
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Doña Estela, tiene 54 años de edad, es madre soltera, vive con una hija en un barrio de Santa Cruz de Yojoa, Cortes.
Doña Estela tiene 10 años de haber establecido su propio negocio donde vende productos alimenticios como granos básicos, manteca, azúcar, jabón, refrescos, churros, condimentos etc. de este negocio obtiene los ingresos necesarios para sus gastos de alimentación y otros del hogar. ha mantenido estable su negocio mediante préstamos que ha solicitado a ODEF, actualmente solicita el préstamo numero catorce por 15,000 Lempiras y también lo invertirá en la pulpería para surtir de maíz, frijoles, arroz, azúcar, manteca, jabón, etc. para tener que ofrecer a sus clientes y seguir creciendo en el negocio e incrementar sus ventas. Su meta es vivir mejor con su familia.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,800
    Average annual income
  • 50
    View loans »
    Honduras Loans Fundraising
  • $9,381,625
    Funds lent in using Kiva
  • 19.1
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Estela to stock her store.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 12, 2012
Jul 19, 2012
Currency Exchange Loss:
May 17, 2013