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Marjana is thirty-five and a Roma woman from the vulnerable ethnic minority community; she is married and has two children, fifteen and thirteen, both going to school. They all live in a major city in central Albania within their own community living area, under extremely poor and unhealthy conditions. It is sadly to be noted here that Roma/Balkan Egyptian children wake up very early in the mornings and go to the city’s large trash containers searching for food.

Marjana is requesting a loan for the first time to make their living conditions better, make basic renovations to their home. She sells merchandise for a living, yet the money she earns never was never enough to do extra things, but only eat very little.

She promises KIVA lenders that she will pay the money back, because being irresponsible is not in her character.

Additional Information

More information about this loan

Roma and Egyptian populations living in Albania are considered vulnerable from a socioeconomic perspective and this loan would be used to support them.

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Albania

  • $10,700
    Average annual income
  • 29
    View loans »
    Albania Loans Fundraising
  • $3,047,675
    Funds lent in using Kiva
  • 112.0
    Albania Leke (ALL) = $1 USD

Success!! The loan was 100% repaid

A loan of $675 helped Marjana to renovate her tiny one-room house.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Jul 12, 2012
Jul 14, 2012
Currency Exchange Loss:
Oct 17, 2013