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Update on Juana

Juana’s a member of the “Sonrisa” (Smile) communal bank. She’s 45-years-old and has three children. She’s been a member of FINCA Perú for a year. She sells clothes in the market. In her time as a member of FINCA Perú she’s been able to save money and she attends her communal bank meeting where she gets training that helps her improve customer service and also helps her personally. She likes the easy loan terms very much and says that it’s a great help for women who want to make progress and lead their families along a righteous path. She will use the requested loan to buy clothes to stock her business.
View original language description ↓
Juana es socia del Bancomunal Sonrisa, tiene 45 años de edad y tiene 3 hijos. Es socia de FINCA Perú hace 1 año y se dedica a la venta de ropa en el mercado. En este tiempo como socia de FINCA Perú ella pudo ahorrar su dinero y asiste a las reuniones de su Bancomunal donde recibe capacitaciones que le ayudan a mejorar en la atención de sus clientes y también en lo personal, también le gusta mucho las facilidades de préstamos que le brindan, ella dice que es un ayuda las mujeres que quieren progresar y llevar por el buen camino a su familia. El préstamo que solicita lo invertirá en la compra de ropa y así poder surtir su negocio.

Previous Loan Details

Juana is a member of the Sonrisa (Smile) Communal Bank. She is 42 years old and sells clothes. She is the mother of 3 children and married. In the brief time she’s been a member of Finca she has seen progress, and her merchandise has increased. The trainings have helped her to be able to value he... More from Juana's previous loan »

Additional Information

About FINCA Peru

This loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.

In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 37
    View loans »
    Peru Loans Fundraising
  • $64,381,600
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD