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Teresa Natividad

Update on Teresa Natividad

Teresa’s a member of the “Sonrisa” (Smile) communal bank. She’s 54-years-old and the mother of four children. She’s been a member of FINCA Perú for more than five years and she owns a crafts store where she does very well.

She very much enjoys the training she gets in her communal bank and is grateful because they provide knowledge she can use to improve her business, her family as well as personally. Thanks to it she now knows how to save and invest well in her business. She says that other entities do no offer such training. She will use the requested loan to buy sweaters, wood altar pieces and ceramic bulls to increase the variety of products she has in her store and to stock it.
View original language description ↓
Teresa es socia del Bancomunal Sonrisa, tiene 54 años de edad y es madre de 4 hijos, Es socia de FINCA Perú hace más de 5 años y es dueña de una tienda de artesanías donde le va muy bien. Le gustan mucho las capacitaciones que recibe en su Bancomunal y está agradecida por lo que le brindan conocimientos para mejorar en su negocio, en su familia, así como en lo personal, gracias a ello hoy sabe ahorrar e invertir bien en su negocio. Ella dice que en otras entidades no brindan estas capacitaciones. El préstamo que solicita lo invertirá en la compra de chompas, retablos y toros de cerámica para aumentar la variedad de productos en su negocio y surtirlo.

Previous Loan Details

Teresa is a member of the Sonrisa (Smile) Communal Bank. She is 53 years old and the mother of 4 children. She has a crafts store and a workshop where she makes crafts. She has been a member of Finca Perú for 3 years. She feels that she has progressed and she very much enjoys being able to work a... More from Teresa Natividad's previous loan »

Additional Information

About FINCA Peru

This loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.

In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 79
    View loans »
    Peru Loans Fundraising
  • $61,860,275
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,150 helped Teresa Natividad to buy sweaters, religious wood carvings and ceramic bulls.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Jun 15, 2012
Jul 18, 2012
Currency Exchange Loss:
Dec 20, 2012