A loan of $1,500 helped a member to buy construction materials to build a family house.


Michael Momoh's Group's story

These men are teachers at a primary school in Kenema. Teachers from this noble institution have come to SMT, a partner of Kiva.org in Makeni, Northern Sierra Leone, to seek a loan of 6,500,000 Sierra Leonean Leones (SLL) for the entire group. With the help of this loan, this group of teachers will be able to improve on their standard of living.

Fifty-year-old Michael is the leader of this group of teachers. Michael was born in Kenema. He is married to a housewife, and the couple has two children. Michael has been a teacher for 35 years. He has requested this loan to buy house-building materials: bags of cement, corrugated iron, nails, etc., for the construction of a family house.

Staff from this school, like staff from many other schools within SMT’s operational areas, come to SMT to apply for loans. With the help of these loans, they can accomplish tasks that they would otherwise not be able to on their salaries alone. With the help of these loans, some can pay school fees for their children. Others can use the loan to buy furniture, a plot of land, house-building materials, or invest in a business.

At the end of each month, these teachers can repay the loan out of their monthly salaries. The institution’s bursar is directly responsible for deducting the repayments and pays SMT on their behalf.

In this group: Michael Momoh , Kalifatu M., Mohamed A., Lawrence K.



Loan details


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Loan details