A loan of $2,100 helped a member to buy materials for the construction of a family house.


Ahmed M.s.'s Group's story

These are teachers at a primary school in Kenema. Teachers at this noble institution have come to SMT, a partner of Kiva.org, in Makeni, Northern Sierra Leone, to seek a loan of 9,100,000 Sierra Leonean leones (SLL) for the entire group. With the help of this loan, this group of teachers will be able to improve their standard of living.

Staff from this school, like many other schools' staffs within SMT’s operational areas, come to SMT to apply for loans. With the help of these loans, they can accomplish tasks that they would otherwise not be able to accomplish on their salaries alone. With the help of loans, some can pay school fees for their children; others can use their loans to buy furniture, a plot of land, or house-building materials, or they can invest in a business. At the end of each month, these teachers repay the loan out of their monthly salaries. The institution’s bursar is directly responsible for deducting the repayment and pays SMT on their behalf.

Fifty-one-year-old Philip is the leader of this group of teachers. Philip was born in a place called Feiba Lugbu. He is married to a trader and has 4 children, 2 of whom are attending secondary school. Philip has been a teacher for 31 years now. He has requested this loan in order to buy materials for the construction of a family house: bags of cement, iron, corrugated zinc, nails, and other items.

In this group: Ahmed M.s., Mary Boi, Tamba , Philip A.k.



Loan details


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Loan details