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Soopousmanediallo Group
In this Group: Djilang*, Idiatou, Binta, Sira, Mariama, Dienabou, Mariama, Sira*, Adama, Bintou, Anne Marie Noelle, Fatoumata, Jacqueline, Fatou Bintou, Rocky*, Fanseyni, Fatoumata B Sadio, Fatoumata , Coumba, Maimouna Badiare*, Fatoumata, Kadidiatou, Salimata, Marie, Fatoumata Binta Amadou, Telly Bailo*, Coumba, Sounkarouo
* not pictured
This group is composed of 28 women who are very active in their banc villageois created in December 2009. They are all from the same neighborhood and have a good rapport. They mainly work as vendors.

Mrs. Jacqueline (seated on the far right [raising] her left hand) is the star borrower of the group. She is 27 years old, married and the mother of two girls.
She cooks breakfast dishes for sale in her neighborhood. She has been in this line of business for over five years. With this loan she will stock up on staple foods from wholesalers at the central market, in order to avoid any stock shortages during the winter season.
For one month, she needs the following:
--half a bag of sugar at 12,000 West African francs
--a 20-liter [about 5 gallon] jug of vegetable oil at 14,500 francs
--a 5-kg [11 lbs] box of garlic at 2,7000 francs
--a bag of onions at 8,000 francs
--two kilograms [about five pounds] of coffee at 4,000 francs
--three trays of eggs at 6,300 francs
--half a kilo [about one pound] of beans at 500 francs
--spices and transportation costs at 4,000 francs

After each day of sales, she deducts 3,000 francs to repay the loan and 2,500 francs for her expenses and other charges, and is left with a net daily revenue of some 3,000 francs. The revenues from her business will allow her to grow her savings and to provide for part of the everyday family expenses and her children’s education.
View original language description ↓
Ce groupe est composé de 28 femmes très actives dans ce banc villageois créé en Décembre 2009. Elles sont toutes issues du même quartier et ont une bonne entente. Elles ont comme activité principale le petit commerce.

Madame Jacqueline (assise à l’extrême droite avec la main gauche), est l’emprunteur vedette du groupe, âgée de 27 ans, elle est mariée et mère de 02 filles.

Elle prépare et vend le petit déjeuné dans son quartier, une activité qu’elle fait depuis plus 5 ans.
Avec ce prêt elle compte s’approvisionner en denrée au niveau des grossistes du marché central en vue d’éviter toute rupture de stock durant l’hivernage dans ses préparations.
Pour un mois elle a besoin de :
- ½ sac de sucre de 12 000F Cfa
- Un bidon de 20 litres d’huile à 14 500F
- Un carton d’aile de 5 kg à 2 700F
- Un sac d’oignon à 8 000F Cfa
- Deux kg de café à 4 000F Cfa
- 3 Tablettes d’œufs à 6 300F Cfa
- 05 kg d’haricot à 3 500F Cfa
- Epices et transport à 4 000f

Apres chaque journée de vente elle déduit 3 000F Cfa pour le prêt et 2 500F pour sa dépense et autres frais elle se retrouve avec un bénéfice net journalier de 3 000F Cfa.

Les bénéfices de son activité lui permettront d’épargner et de prendre en charge une partie de la dépense quotidienne et la scolarité de ses enfants.

Additional Information

About CAURIE Micro Finance

The mission of CAURIE Micro Finance is to contribute sustainably and to offer microfinance services adapted to impoverished micro-entrepreneurs, primarily women, based on the principles of ‘credit for the poor’ and on microfinance best practices, all while investing in order to become financially independent.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Senegal

  • $2,300
    Average annual income
  • 0
    View loans »
    Senegal Loans Fundraising
  • $15,218,925
    Funds lent in using Kiva
  • 536.0
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD