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This group comprises 31 women who are very active in the local village loan fund, created in September 2007. They all come from the same area and have good relationships with each other. Their main activity is running small businesses.

Ms. Aïssatou (sitting all the way on the right) is the featured borrower. She is a 34-year-old married mother of two sons. She buys and sells food products such as sugar, oil, etc. She has run this business for three years.

With this loan, she intends to purchase crates of chicken thighs in the sub-region and re-sell them at the central market. The breakdown is as follows:
- Each crate of chicken thighs costs 12,000 FCFA and will be sold for 24,000 FCFA
- Each bag of sugar costs 24,000 FCFA and will be sold for 30,000 FCFA
- Each 20-litre can of oil costs 14,500 FCFA and will be sold for 19,000 FCFA
- Each box consisting of twelve 1-kg pots of tomatoes costs 18,000 FCFA and will be sold for 23,500 FCFA

After selling these items and subtracting the fees for handling and renting space, she finds herself with a weekly net profit of 20,000 FCFA.

The profits from her business will allow her to save money and take care of a portion of her children's education.
Ce groupe est composé de 31 femmes très actives dans ce banc villageois créé en Septembre 2007. Elles sont toutes issues du même quartier et ont une bonne entente entre elles. Elles ont comme activité principale le petit commerce.

Madame Aïssatou (assise à l’extrême droite) est l’emprunteuse vedette, âgée de 34 ans, elle est mariée et mère de 02 garçons. Elle achète et vend des produits alimentaires comme le sucre, l’huile …, une activité qu’elle fait depuis 3 ans.

Avec ce prêt elle compte s’approvisionner en caisse de cuisse de poulet dans la sous région pour la revente au marché central.
- Pour une caisse de cuisse de poulet à 12 000F Cfa elle revende à 24 000F Cfa.
- Pour un sac de sucre de 24 000F Cfa elle revend à 30 000F Cfa
- Pour un bidon de 20 litres d’huile à 14 500F Cfa elle revend à 19 000f Cfa
- Pour un carton 12 pots de 1 kg de tomate à 18 000 F Cfa elle revend à 23 500F Cfa
Apres vente et déduction des frais de manutention et de location de cantine elle se retrouve avec un bénéfice net hebdomadaire de 20 000F Cfa.

Les bénéfices de son activité lui permettront d’épargner et de prendre en charge un partie de la scolarité de ses enfants.

Additional Information

About CAURIE Micro Finance

The mission of CAURIE Micro Finance is to contribute sustainably and to offer microfinance services adapted to impoverished micro-entrepreneurs, primarily women, based on the principles of ‘credit for the poor’ and on microfinance best practices, all while investing in order to become financially independent.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Senegal

  • $2,300
    Average annual income
  • 0
    View loans »
    Senegal Loans Fundraising
  • $15,218,925
    Funds lent in using Kiva
  • 536.0
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD