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Kalygul is 49 years old, she is married and is raising three children. Kalygul has been doing animal husbandry and preparation and sales of agriculture produce since 1995 as a main source of income for her family. She started this business with an amount of 10,000 som (KGS) and today Kalygul has two milk cows, one working horse, ten ewes, five goats and 3.34 hectares of arable land where she grows beans and perennial grasses with a monthly income of 8,000 som.

With a goal to grow her business further Kalygul has come to Bai Tushum and Partners for a loan in the amount of 50,000 som to buy ewes. She plans to invest the income from the loan into further increase of her livestock.
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Калыгул 49 лет, замужем, воспитывает 3 детей. Калыгул в качестве основного источника дохода для своей семьи, с 1995 года занимается животноводством и заготовкой и реализацией сельхозпродукции. Начав этот бизнес с суммы в 10,000 сом (KGS), на сегодняшний день хозяйстве Калыгул имеется 2 дойные коровы, 1 рабочий конь, 10 овцематок, 5 коз, и 3,34 га орошаемой земли , где она выращивает фасоль и многолетние травы, ежемесячная выручка составляет 8,000 сом в месяц.
В целях дальнейшего развития своего бизнеса, Калыгул обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 50,000 сом (KGS) на покупку овцематок. Доходы от кредита Калыгул планирует вложить в дальнейшее увеличение хозяйства.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 69
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,008,925
    Funds lent in using Kiva
  • 47.2
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Kalygul to purchase livestock.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 29, 2012
Jul 15, 2012
Currency Exchange Loss:
Jul 19, 2013