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Sok, aged 31, has been working in the construction business for three years. He does his work with his building team, providing his services around Siem Reap province, where he lives with his wife and four dependent children. From this business, Sok earns an average of USD $4 each day. Sok’s challenge is that he doesn’t have another business to provide a consistent income when there are no orders from customers of his construction business.

Sok really needs some capital for personal construction needs because his present house is not sufficiently strong to live in. He will use the requested loan to purchase construction supplies and necessary tools to start fixing his house. This will help Sok and his family have a suitable house that provides them with a comfortable life and shelters them from the weather. In the future, Sok plans to operate a micro pig-raising business to earn additional income for the household.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 85
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $800 helped Sok to purchase construction supplies and necessary tools to start fixing his house.
Repayment Term
17 months (Additional Information)
Repayment Schedule
Jun 12, 2012
Jul 13, 2012
Currency Exchange Loss:
Aug 12, 2012