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Rosa Belen
Rosa lives in Libertad where she has a small store where she sells basic necessities. She opened the store when she was 21 years old because she decided that she had to help out with the household expenses in some way. Her husband is a bricklayer and his work is sporadic. When he has no contracts they have found themselvesin financial trouble, especially after the children came. Two years ago she started the store and it is going very well for her. She manages it and works there starting very early in the morning. Since it is located in her home she can take care of her children easily. She sells rice, sugar, grains, etc., which she hopes to buy when the loan is approved. In the future, she hopes to expand her business and provide a better quality of life.
View original language description ↓
Rosa vive en Libertad donde tiene una tienda de productos de primera necesidad. A sus 21 años emprendió el negocio porque considero que de alguna manera debía ayudar en la economía de su hogar. Su esposo es albañil en este tipo de trabajo la labor es ocasional y cuando no tiene contratos se han encontrado en problemas económicos sobre todo con la llegada de sus hijos. Hace 2 años que empezó la tienda y le va muy bien, ella la administra y atiende empezando desde muy temprano en la mañana, como está ubicada en su domicilio tiene la facilidad de cuidar a sus hijos sin problemas. En ella vende arroz, azúcar, granos, verduras, etc., lo que espera comprar cuando le aprueben el crédito. Espera a futuro ampliar su negocio y así ofrecer un mejor estilo de vida.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 71
    View loans »
    Ecuador Loans Fundraising
  • $25,584,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $650 helped Rosa Belen to buy rice, sugar, grains and vegetables.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 12, 2012
Jul 18, 2012
Currency Exchange Loss:
Jun 18, 2013