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Estrellas De Fatima Group
In this Group: Graciela Justina, Teresa Dina , Hermelinda, Silvia Marina, Lucia Frida, Roxana, Pedro Luis, Maria Flor, Martha Carmela, Enocencia*
* not pictured
Graciela is 58 years old, and has a live-in partner and 2 children. She is currently a member of the communal bank "Estrellas de fatima" (Fatima's Stars), a group comprised of 10 members who work in different business activities.

Graciela works as an administrator for a club, which consists of taking care of club affairs and administering the events that are put on. Graciela has been in this club for 10 years. She began working with the goal of helping her spouse with household expenses and with the education of her children. Thanks to her efforts and dedication she has saved some money and her family has a better quality of life.

Graciela has asked for a new loan to remodel her house. Graciela will achieve her goals with lots of work and effort, and EDAPROSPO's loans will help her.
View original language description ↓
La Sra. Graciela es conviviente tiene 58 años de edad y tiene 2 hijos , actualmente es socia en la alcancía comunal “Estrellas de fatima ” grupo conformado por 10 socios que se dedican a diversas actividades de comercio. Graciela trabaja en un club de administradora este trabajo consiste en cuidar el club y administrar los eventsos que se realizan, graciela vive en ese club desde hace diez años, ella empezo a trabajar con el proposito de ayudar a su esposo con los gastos del hogar y educacion de sus hijos, gracias a su esfuerzo y dedicación a ahorrado un dinero y su familia cuenta con una mejor calidad de vida. Graciela a solicitado un nuevo préstamo para remodelar su casa. Graciela cumplirá sus metas con mucho trabajo y esfuerzo y que los prestamos de edaprospo la ayudaran.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Peru

  • $12,000
    Average annual income
  • 37
    View loans »
    Peru Loans Fundraising
  • $64,488,800
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Estrellas De Fatima Group's $4,050 loan helped a member to remodel her house.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 11, 2012
Aug 1, 2012
Currency Exchange Loss:
Jan 15, 2013