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Vilma Flora

Update on Vilma Flora

Vilma is requesting a new loan to invest it in the purchase of new products for her clothing store as well as selling fruit and vegetables. She will buy children’s clothes, and fresh fruits and vegetables such as apples, pears, grapes, tomatoes, onions, cabbage and other products that she might need, as her sole intention is to keep her customers choosing her over other retailers thanks to investment she will make. Today Vilma has two simultaneous businesses, in order to diversify her income.

Her previous loan did good to her, as through it she has gotten the economic resources she needed to make improvements to her house, so that today she and her family can enjoy better living conditions in their house: the walls have been plastered and they have added a new room.
View original language description ↓
Vilma, está solicitando un nuevo préstamo para poderlo invertir en la compra de productos nuevos para el negocio de ropa y la venta de frutas y verduras, comprándose ropa para niños, frutas y verduras frescas como manzanas y peras uvas, tomates cebollas, repollo, entre otros que sean necesarios, pues su única intención es mantener la preferencia de los clientes a través de la inversión que realizara, Actualmente Vilma realiza ventas simultaneas, con la intension de diversificar sus ingresos.

El efecto que tuvo con préstamo anterior fue positivo, ya que este crédito le ayudó financiándole los recursos para el mejoramiento de la vivienda y de esta manera hoy en día vive con su familia en mejores condiciones pues su vivienda mantienen las paredes repelladas y cuentan con un nuevo cuarto.

Previous Loan Details

Vilma, a clothing salesperson, lives with her three children. She attends to the clothing sales business in the local market, where she has a fixed location to serve customers. She is asking for a loan to buy materials to plaster the walls. She will buy cement and sand to improve the condition... More from Vilma Flora's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About El Salvador

  • $7,500
    Average annual income
  • 463
    View loans »
    El Salvador Loans Fundraising
  • $31,326,825
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Vilma Flora to buy children’s clothes, and fresh fruits and vegetables.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 28, 2012
Jul 19, 2012
Currency Exchange Loss:
Jun 18, 2013
This photo was used before for a previous loan for Vilma Flora. It was first posted on Kiva on Jan, 2012. Learn More