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Océan Plus Group
In this Group: Loba, Bakekane, Libila, Bolukaoto, Nathalie, Muzama, Alain, Yaniba, Buyula, Mamie, Wola, Kasito, Nelly, Ismael , Milton, Alain, Nana, Mukyaka, Micheline, Charlotte
Loba, 43, is a leader of the community bank “OcéanPlus” group, which is composed of 20 micro-entrepreneurs united in solidarity to receive loans from Kiva through the MFI HOPE DRC with the goal of developing their businesses.

Loba runs a restaurant. She works in western Kinshasa. She makes the equivalent of $30 per day in profit. She has been a faithful client of Hope and her business has prospered. She is planning to use this loan to increase the stock of her restaurant by purchasing a box of salted fish. She is working very hard and would like to continue receiving Hope loans in order to achieve her dreams of modernizing her restaurant by using electrical appliances such as hot plates instead of charcoal.

Loba is 43 years old, married, and the mother of seven children, five of whom attend school.

Additional Information


HOPE International has been providing small business loans and savings services to thousands of entrepreneurs in DRC since 2004. HOPE DRC targets small business owners who can use loans to increase their inventories or invest in assets that have the potential to increase their incomes. Funds from Kiva lenders play a major role in expanding access to affordable, flexible capital for micro-entrepreneurs, 80% of whom are women.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 3
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $13,474,750
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Océan Plus Group's $3,500 loan helped a member to purchase a box of salted fish for the restaurant.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Jul 5, 2012
Jul 13, 2012
Currency Exchange Loss:
Apr 2, 2013