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Los Girasoles De Compone Group
In this Group: Julia, Ernestina, Urbelinda, Evarista, Emperatriz, Virginia, Tania Nelida, Karinow, Francisca, Modesta, Marlene*, Edith , Ana Maria , Juan Panfilo
* not pictured

Update on Los Girasoles De Compone Group

Virginia belongs to the “Los Girasoles de Compone” (Compone Sunflowers) located in Anta District belonging to Anta Province and Cusco Department. She’s 42-years-old, has a spouse and six children. She alternates her daily activities with raising small farm animals like guinea pigs. She raises these little animals to then sell them at the Friday street market. She also buys and sells milk. She works from place to place distributing milk to her customers. She’s a cheerful, responsible person who very much wants to continue working for her family. She’s asking for the loan to buy milk for her business.

The other group members sell cattle, sell milk, raise small farm animals and cattle and sell dairy products.

The members appearing in the inserted photos had asked permission to be late for the meeting.

Virginia thanks all those who share in her dream through this means and commits to make her installment payments according to the established timeframe.
View original language description ↓
La socia pertenecen al banco comunal “LOS GIRASOLES DE COMPONE”; Este banco se ubica en el distrito de Anta, perteneciente a la provincia de Anta y departamento de Cusco.

La socia es la Sra. Virginia; ella es conviviente y tiene 42 años y tiene 6 hijos; La socia alterna sus actividades diarias con la crianza de animales menores como cuyes, la socia cría a estos animalitos para luego venderlos en las ferias de los días viernes, la socia a la vez se dedica a la compra y venta de leche la socia trabaja de forma ambulatoria repartiendo la leche a sus clientes, la socia es una persona alegre y responsable con muchas ganas de continuar trabajando por su familia.

La socia solicita el préstamo para comprar leche para su negocio.

Los otros socios se dedican al negocio de venta de ganados, venta de leche, crianza de animales menores, ganaderia, venta de productos lácteos.

Las socias que salen adjuntas en la foto son socias que pidieron permiso para llegar tarde a la reunión.

La socia agradece a quienes forman parte de este sueño mediante este medio y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.

Previous Loan Details

These members belong to the "Los Girasoles de Compone" Communal Bank, located in the Anta district in the Anta province, department of Cusco. Julia, 41, is married and has five children. She has a business selling cheese. She sells independently and takes her cheese to places such as Limatambo. ... More from Los Girasoles De Compone Group's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 81
    View loans »
    Peru Loans Fundraising
  • $63,829,350
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Los Girasoles De Compone Group's $5,025 loan helped a member to buy milk.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 27, 2012
Jul 17, 2012
Currency Exchange Loss:
Jan 15, 2013