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Khatuna is 34 years old, married and lives in a small village in the Kobuleti District with her husband Gocha and parents-in-law, who are pensioners. Gocha works in construction while Khatuna runs a farm where she has a milking cow she uses to make cheese, a citrus garden and 200 nut trees. Khatuna and Gocha sell their produce in a local open market. Their total average monthly income is 700 Lari.

Khatuna is requesting a loan to buy an additional milk cow so that she can produce and sell more cheese. By expanding her business, she will be able to increase her profits and improve her family's living conditions.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 42
    View loans »
    Georgia Loans Fundraising
  • $8,567,900
    Funds lent in using Kiva
  • 1.6
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Khatuna to buy a new cow.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 10, 2012
Jul 13, 2012
Currency Exchange Loss:
Feb 15, 2013