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Maisha Group
In this Group: Kasoki, Kahambu, Kahindo, Miranyo, Jeacqueline, Kavira, Kakule, Kakule, Zirihane, Brigitte, Kahindo, Barhame, Kabuo, Anitha, Togogo, Mahamba, Katungu, Kabugho, Kakuru, Bunami
This client, Kakule, advisor of the business group «Maisha», is an energetic entrepreneur who is married and the mother of three young children, who are students in primary school. Her husband is a teacher. She is an associate in a pharmacy. She is settled in a commercial dispensary.

For about thirteen years, she has been working in these small-scale revenue-generating businesses. Yet she just completed ten loan cycles with the microfinance institution Hekma. She started with meager capital, from her husband, and then on her own in the end because her husband worked in an international organization.

This new loan must serve to provide her with 5 boxes of essential and generic medicines to sell (paracetamols, quinine, aspirin, anti-inflamatories, anti-malarials, multi-vitamins, anti-biotics. etc.)

In addition, she would like to see her children grow up comfortably and to expand her enterprise. The profits from her enterprise will be used to pay for her children's education, food, and clothing.

This client thanks Hekima for its actions helping poor women excluded from traditional banks to become autonomous.
View original language description ↓
La cliente Kakule, conseillère du groupement d’affaire «Maisha », est un entrepreneur dynamique, âgée de 34 ans, mariée, mère de 3 jeunes enfants, qui étudient tous à l’école primaire. Son mari est un enseignant. Elle est sociétaire d’une pharmacie. Elle s’installe dans une officine commerciale. Environs 13 ans, elle exerce ces petites activités génératrices de revenus. Cependant,elle vient de réaliser 10 cycles avec le crédit de Hekima. Elle commença avec un faible capital, reçu de son mari, alors, son décompte final car son mari travaillait dans un organisme international. Ce nouveau crédit doit lui servir de s’approvisionner avec 5 cartons de médicaments essentiels et génériques à marchander (paracétamol,quinine, aspirines, les anti inflammatoires,les anti paludéens,les multivitaminés, les antibiotiques, etc.).En plus, elle souhaite voir ses enfants grandir confortablement et accroitre son entreprise.Les bénéfices de son entreprise lui servent à payer la scolarite, la nourriture,l’habillement pour ses enfants. La cliente remercie Hekima pour ses actions d’autonomisation en faveur de pauvres femmes exclues de banque classique.

Additional Information

Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 3
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $13,474,750
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Maisha Group's $3,675 loan helped a member to buy 5 boxes of essential and generic medicines (paracetamols, quinine, aspirin, anti-inflamatories, anti-malarials, multi-vitamins, anti-biotics. etc.).
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jun 15, 2012
Jul 13, 2012
Currency Exchange Loss:
Nov 15, 2012