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Ricardo is 48 years old and lives in the Philippines. He is married with four children. For the past eight years Ricardo has run a sari-sari (general store) where he sells canned goods, personal care and home use products, snacks and beverages.

Ricardo has been a member of HSPFI since 2012. He is applying for a loan of 5,000 to buy stocks of canned goods, snacks and beverages. Ricardo’s ambition is to grow his business so he can educate his children.

Additional Information

About Hagdan Sa Pag-uswag Foundation, Inc.

Hagdan Sa Pag-uswag Foundation, Inc. (HSPFI) is a non-governmental development organization founded in 1987 to promote Christian values through microfinance services in the Philippines. It partners with Opportunity International and the Mindanao Microfinance Council among others, and offers a range of business and community development services, including savings and insurance programs in addition to lending.

About Philippines

  • $7,000
    Average annual income
  • 338
    View loans »
    Philippines Loans Fundraising
  • $65,925,350
    Funds lent in using Kiva
  • 41.9
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $125 helped Ricardo to buy stocks of canned goods, snacks and beverages.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jul 5, 2012
Jul 12, 2012
Currency Exchange Loss:
Dec 15, 2012