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Rosa Maria

Update on Rosa Maria

Rosa has decided to get a new loan to continue growing her business and invest in the purchase of corn, sugar, packaging paper, and other materials to keep on selling atol (a warm drink made of corn) and bread. Those loans have allowed her to be able to get ahead and maintain financial liquidity in order to regularly make her payments.

She got a positive result from her previous loan since her sales have continued, she’s kept her business, she’s been able to afford her family’s basic need, and right now they haven’t had any problems.
View original language description ↓
Rosa, se ha decidido por un nuevo prestamo para seguir incrementando el negocio e invertir en la compra de maíz, azúcar, papel de empaque, y otros materiales para continuar en la venta de atoles y pan, estos préstamos le han permitido a Rosa poderse superar y mantener la disponibilidad económica para realizar periódicamente sus inversiones.

Con el préstamo anterior logró tener un efecto positivo, ya que sus ventas han continuado permanentes, se mantiene en su negocio, ha logrado cubrir todas las necesidades de su familia y por el momento no han tenido ningún inconveniente.

Previous Loan Details

Rosa, who lives in her family's home with her parents and siblings, is single. She runs a business where she sells bread, "atol" [a warm drink made of corn], and she sells cosmetics. She began this business through her mother 5 years ago. She is asking for a loan to buy pastries, corn, rice fl... More from Rosa Maria's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About El Salvador

  • $7,500
    Average annual income
  • 531
    View loans »
    El Salvador Loans Fundraising
  • $31,794,000
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Rosa Maria to buy corn, sugar, and packaging paper.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jun 23, 2012
Jul 17, 2012
Currency Exchange Loss:
Feb 16, 2013
This photo was used before for a previous loan for Rosa Maria. It was first posted on Kiva on Feb, 2012. Learn More