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Martha is divorced and has two children who are independent. She lives in her own house, two-bedroom house located in the city of La Paz’s Bolonia zone.

She earns income selling women’s clothing. She works more than 8 hours daily selling from place to place since she does not have a permanent stand. What she earns she must use to cover her food, utilities and medical expenses since she does not have medical insurance. She needs the loan to buy more women’s clothing to sell for cash and on credit to improve her income.

Martha’s dream is to increase her income and to have a sales stand of her own to no longer have to wander the streets which is very demanding. This is the first time she’s asked for credit from IMPRO and KIVA.
View original language description ↓
Martha, es divorciada y tiene dos hijos que son independientes, vive en casa propia ocupando dos habitaciones, la casa se encuentra ubicada en la zona Bolonia de la ciudad de La Paz.
Ella actualmente percibe ingresos ya que se dedica a la venta de ropa de mujeres trabajando por más de ocho horas al día y de forma ambulante ya que no cuenta con un puesto fijo y con lo que gana debe cubrir sus gastos de alimentación, pago de servicios básicos y gastos médicos ya que no cuenta con seguro médico.
El crédito lo requiere para la compra de más ropa de mujer para poder venderla al contado o a crédito para mejorar sus ingresos.
El sueño de Martha, es aumentar sus ingresos y tener un puesto de venta propio para no ambular por las calles ya que es muy sacrificado.
Es la primera vez que la cliente solicita crédito junto a IMPRO y KIVA.

Additional Information


IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.

To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.

About Bolivia

  • $5,500
    Average annual income
  • 127
    View loans »
    Bolivia Loans Fundraising
  • $36,239,775
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Martha to buy women's clothes to resell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 6, 2012
Jul 16, 2012
Currency Exchange Loss:
Aug 17, 2013