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Ana Patricia
View original language description ↓
In the Somotiillo area of Chinandega city, Mrs. Ana Rios has been selling flowers for two years, and has her own business selling flowers from her home.

It is necessary to note that she is a widow who upon losing her husband began selling these products to support her household. Today thanks to the support that she has received from Ceprodel, she has been able to improve her economic condition and has acquired great quantities of flowers to sell.

Today she approached Ceprodel to obtain a loan that will enable her to acquire flowers from growers to sell them and thereby continue her business in her home with your support.

Translated from Spanish by Cindy Kendall, Kiva volunteer.

En el municipio de Somotillo de la ciudad de Chinandega, la señora Ana Rios se dedica desde hace doce años al negocio de venta de flores teniendo su propio establecimiento en su casa de habitación donde las comercializa.

Es necesario destacar que ella es una dama viuda que al haber perdido a su esposo inició con la labor de la venta de estos productos para el sostén de su hogar. Hoy en día gracias al apoyo que le ha proporcionado Ceprodel, ha logrado mejorar su condición económica y ha adquirido mayores cantidades de flores para la venta.

Hoy en día una vez más acude a Ceprodel para obtener el crédito que le permita adquirir las flores de los proveedores para comercializarlas y así continuar con su sustento en su localidad de habitación.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 75
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 19.5
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Ana Patricia purchase flowers.
100% repaid
Repayment Term
16 months (Additional Information)
Repayment Schedule
Apr 30, 2008
Apr 11, 2008
Currency Exchange Loss:
Jul 24, 2009