A loan of $4,500 helped a member to replace an old sewing machine with an overlocker and an iron.


Chia's Group's story

Chia is a 26-year-old Iraqi woman who is married and the mother of two children. With limited career options due to cultural restrictions and domestic constraints, Chia is one of many Iraqi woman who work from home, using her sewing skills to generate some income and participate in meeting the financial needs of her family. Chia has four years' experience with her little business which she would like to improve by replacing her old sewing machine with an overlocker and an iron. To make the purchases, she took out a loan from Relief International - Microfinance Iraq. Relief International - Microfinance Iraq offers "group loans" to clients unable to provide a guarantor who are thereby unable to apply for a loan as an individual. As a group, the members collectively guarantee the loan. Groups consist of three to five clients and each client is evaluated on his or her repayment capacity. All group members receive the same loan amount as the individual with the lowest repayment capacity in the group.

In this group: Chia , Zhino , Nasrin
*not pictured



Loan details


Lenders and lending teams



Loan details