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Roberta is 60 years old. She is married with nine children, who are already adults, and presently lives in Miligan, Molave, Zamboanga del Sur. Roberta earns money from her business, which is a general store, buying and selling for more than 20 years in their barangay (village).

Roberta has requested a loan in the amount of 50,000 Philippine pesos (PHP) to buy housing materials. She has been a member of PMPC for three years and continues her good performance in the cooperative. In the future, Roberta hopes that soon and for always she will be a good member in the cooperative and earn a lot in her business.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Philippines

  • $7,000
    Average annual income
  • 372
    View loans »
    Philippines Loans Fundraising
  • $70,797,850
    Funds lent in using Kiva
  • 42.0
    Philippines Pesos (PHP) = $1 USD
A loan of $1,200 helped Roberta to purchase more housing materials.
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 28, 2012
Jul 11, 2012
Currency Exchange Loss:
Aug 10, 2012