A loan of $1,425 helped to buy fabrics and materials for making skirts and sheets..


Johanna's story

Johanna is a member of the “Las Estrellas” communal bank, in the city of Temuco. She has been in the business of selling clothing and tailoring for 10 years. She explains that she works Monday through Saturday in her shop. The classes she has taken have helped her to perfect her work. She arranges her work schedule according to her availability.

She buys her merchandise in the city of Santiago from distributors and warehouses that specialize in selling clothing at low cost, which is economically convenient.

With the loan she will buy fabrics and materials for making skirts and sheets.

One of Johanna’s goals for her business is to have the possibility of opening her own shop where she could put the sewing machines that she uses to make her clothing and sell the clothes to her customers. This way she could have a better quality of life.

Johanna lives together with her husband and their three daughters, who are 12, 8, and 3 years old. Her goals are to be a good entrepreneur, to become more knowledgeable, and to get to the point where she would have people working for her. This way she could also work in other businesses that interest her so that she could provide her family with good opportunities for the future.

She is very happy and grateful for the opportunity that Fondo Esperanza has provided her because it has allowed her to invest in her business. She also feels very comfortable in the company of the other members of the communal bank group because they all share their different businesses. She feels as though she is among family because of the pleasant atmosphere that exists when they all meet.

As far as the trainings at the group’s meetings, she has learned to better manage her business.

Temuco is the capital of the region of Araucanía. The city is located 670 kilometers to the south of Santiago (the capital of Chile). Near the city are several lakeside resorts (Pucón and Villarrica) and also very interesting plants and animals that are found in the nearby nature parks. This is also the region where 50% of the Mapuche people live, who are an indigenous community in our country.

Translated from Spanish by Kiva volunteer Jennifer Day



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