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Maria Teresa
This member belongs to the communal bank Los Solidarios. The bank is located in the district of Urubamba, within Urubamba province, in the department of Cusco.

She works for a company where she makes arts and crafts such as paintings, pictures, and necklaces. She works from 8:00 am to 6:00 pm. She wants to be able to get ahead with this work, and her dream is to finish building her home. She is requesting the loan in order to purchase construction materials such as sand, cement, plaster, and nails, so that she can finish building her home.

She is happy with the loan and committed to paying her installments.
View original language description ↓
El socio pertenece al banco comunal “LOS SOLIDARIOS”; El banco está ubicado en el distrito de Urubamba, perteneciente a la provincia de Urubamba y departamento de Cusco.

La socia trabaja en una empresa donde realiza trabajos en artesania como pinturas,cuadros y collares,ella trabaja desde las 8:00 a.m hasta las 6:00 p.m,por medio de este trabajo la socia quiere salir adelante,el sueño de la socia es terminar de construir su casa.La socia solicita el credito para comprar materiales de construccion como arena,cemento,yeso y clavos para que termine de construir su casa.

La socia está feliz por el préstamo y se compromete a cumplir con los pagos de su cuota.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Peru

  • $12,000
    Average annual income
  • 50
    View loans »
    Peru Loans Fundraising
  • $63,759,475
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Maria Teresa to purchase construction materials such as sand, cement, plaster, and nails, in order to finish building her home.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jun 20, 2012
Jul 15, 2012
Currency Exchange Loss:
Nov 15, 2012