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Update on Maruja

Our member, Sra. Maruja, belongs to the SENOR DE CCOYLLORTY YUNGAQUI community bank in Anta, a district in the Peruvian "departamento" of Cusco.

Sra. Maruja still makes her living buying and selling cattle. She has operated the business for many years and it has prospered thanks to the effort that she has put in to building it. She buys and sells the cattle at local markets. She supplements her cattle business by buying and selling firewood and working as a street vendor, selling mate that she makes herself. She is a responsible person, committed to working hard to support her family.

Sra. Maruja will use this loan to buy wholesale supplies of firewood for resale.
View original language description ↓
La socia pertenece al banco comunal “SEÑOR DE CCOYLLORTY YUNGAQUI”; El banco está ubicado en el distrito de Anta, perteneciente a la provincia de Anta y departamento de Cusco.

La socia es la Sra. Maruja; la socia continua dedicandose al negocio de compra y venta de ganados, la socia lleva buen tiempo en este negocio el cual le va bien gracias al empeño que le pone cada dia a su negocio,la socia compra y vende en las ferias de los dias viernes,a la vez la socia se dedica a la compra y venta de leña y a la elaboracio de mates naturales vendiendo de forma ambulatoria ,la socia es una persona responsable y empeñosa con muchas ganas de continuar trabajando por su familia.

La socia solicita el credito para la compra de leña al por mayor.

Previous Loan Details

This borrower is a member of Señor de Ccoyllorty Yungaqui Communal Bank, located in the Anta District which is part of the province of Anta and the department of Cusco. Maruja is 37 years old and has a live-in partner and four children. She alternates her daily activities with her business b... More from Maruja's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 106
    View loans »
    Peru Loans Fundraising
  • $61,923,425
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Maruja to buy wholesale supplies of firewood for her retail business.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 22, 2012
Jul 15, 2012
Currency Exchange Loss:
Jan 15, 2013
This photo was used before for a previous loan for Maruja. It was first posted on Kiva on Dec, 2011. Learn More