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Mama Inuka Group
In this Group: Francoise, Bitasimwa, Anifa, Naomy, Sikiya, Bamwengine, Bora, Mbanguhe, Sifa
The client, Françoise, is a dynamic and ambitious entrepreneur. She's the secretary of the group, Mama Inuka, and is 42, divorced, and the mother of 6 children. She has been selling palm oil for about 2 years.

She started her business with money that she received from her ex-husband before they divorced. Later on, she received a loan from IMF Hekima to reinforce her capital.

She sells her products on the side of the road in the Ndosho district. She will use this new loan to buy 2 barrels of palm oil, 2 bags of rice, and one bag of beans.

In addition, she would like to increase her savings. She would also like to educate, feed, and comfortably clothe her children. The client thanks Hekima for their actions to help disadvantaged people excluded from traditional banking.
View original language description ↓
La cliente Françoise est entrepreneur dynamique ambitieux, Secrétaire du groupe Mama Inuka, âgée de 42 ans, divorcée, mère de 6 enfants. Elle vend l’huile de palme. Elle commença son business avec son fonds propre reçu de son ex mari avant qu’ils divorcent. Environs 2 ans, elle est en activité. Plus tard, elle bénéficia de crédit de l’IMF Hekima pour renforcer son capital. Elle installe ses produits au long de la rue dans le quartier Ndosho. Ce nouveau crédit doit lui servir de s’approvisionner avec les 2 fus d’huile de palme, 2 sacs de riz, 1 sac de haricot. En plus, elle ambitionne augmenter son compte épargne, scolariser, nourrir et vêtir confortablement ses enfants. La cliente remercie Hekima pour ses actions en faveur de pauvres exclus de banque classique.

Additional Information

Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 16
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $12,961,000
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Mama Inuka Group's $4,000 loan helped a member to buy 2 barrels of palm oil, 2 bags of rice, and 1 bag of beans.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jun 11, 2012
Jul 9, 2012
Currency Exchange Loss:
Nov 15, 2012