Engjell is in his early fifties and married. He has two children, ages twenty-three and seventeen years old, one of them attending university and the other in secondary school. They live in a village not far from a major city.
Engjell has been in the livestock business for the past five years. He has been selling milk to neighboring dairy farms. The profit has been okay according to him, yet having to pay tuition fees and supporting all his family financially has not been easy at all for him.
Every time he tried to put some money aside to buy cows, something else came up that was urgent. He was on the waiting list at VisionFund Albania for some time until the staff contacted him, asking about the possibility of posting his profile on Kiva. Engjell literally buzzed with excitement.
The loan he is requesting now is to buy cows to expand his business. This way he will be able to finance his children’s tuition fees.
Engjell could not hide his appreciation for KIVA lenders.
About VisionFund Albania
VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.
While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.