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Nino is 39 years old. She is a widow and lives in a small village in Lanchkhuti District with her two sons (20 and 22 years old) and daughter-in-law. The family is busy with agricultural business. They have a milking cow. They produce cheese, part of which is used by the family and the rest is sold locally. They also own a plot of land, where cucumbers and maize are grown. They sell harvested products on the local open market. The family has a little poultry farm as well. The total average monthly income of the family is 1000 Lari.

Nino requested a loan to expand her poultry farm. She plans to purchase more chickens and raise them. They will be sold with price mark-up after several months. This will increase the income of the family. With increased income they will be able to expand their agricultural business in order to make it more profitable. Living conditions of the family will be improved.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 50
    View loans »
    Georgia Loans Fundraising
  • $8,637,875
    Funds lent in using Kiva
  • 1.6
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Nino to expand her poultry farm.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jun 27, 2012
Jul 11, 2012
Currency Exchange Loss:
Mar 15, 2013