A loan of $1,400 helped to buy fertilizers and support labor costs.

Marie Josee's story

Marie Josee is married with one child who is 22 years old. She has spent two years in rice production. She has requested a Kiva loan to buy more fertilizers and to support labor costs to get the best harvest. With the profits, she plans to pay school fees for her child.

The agriculture sector accounts for 37% of Rwanda's gross domestic product, generates 65% of Rwanda's export revenue, and employs approximately 90% of Rwandans (as of 2009). Despite the importance of agriculture to Rwandans and their economy, financial institutions view lending to fund agricultural activities as a high-risk proposition because the profitability of these activities is affected by weather, natural disasters, and price fluctuations. For this reason, farmers in Rwanda remain underserved by financial institutions. Urwego Opportunity Bank is expanding into this market and is happy to provide Kiva lenders with the opportunity to support Rwandan farmers.

Loan details

Lenders and lending teams

Loan details