A loan of $1,425 helped to buy fertilizers and support labor costs.


Consolee's story

Consolee is married with four children. Currently two of her children attend school, while the other two are still young to start schooling. She has spent six years in rice production. She has requested a Kiva loan to buy more fertilizers and to support labor costs to get the best harvest. Consolee plans to reinvest the profits to expand the area that she has been cultivating and also pay school fees for her children.

The agriculture sector accounts for 37% of Rwanda's gross domestic product, generates 65% of Rwanda's export revenue, and employs approximately 90% of Rwandans (as of 2009). Despite the importance of agriculture to Rwandans and their economy, financial institutions view lending to fund agricultural activities as a high-risk proposition because the profitability of these activities is affected by weather, natural disasters, and price fluctuations. For this reason, farmers in Rwanda remain underserved by financial institutions. Urwego Opportunity Bank is expanding into this market and is happy to provide Kiva lenders with the opportunity to support Rwandan farmers.



Loan details


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Loan details