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Uulbek is 39 years old, married, and has 2 children. Three years ago, while looking for a source of income for her family, Uulbek used 10,000 som to launch her business that sells mobile phone accessories and facilitates payment for telephone services. Thanks to her persistence and hard work, Uulbek's business grew and currently brings her 8,000 som (KGS) per month.

In order to continue developing her business, Uulbek has turned to Bai Tushum & Partners for a loan of 100,000 som (KGS) to expand the assortment of her merchandise. She plans to invest her profits into expanding her retail outlet as well as into repairing her home.
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Уулбек 39 лет, замужем, имеет 2 детей. 3 года назад, в поисках источника дохода для своей семьи, Уулбек с 10,000 сом начала свой бизнес в торговле аксессуарами для сотовых телефонов и предоставлении услуг по загрузке оплаты за связь. Благодаря настойчивости и упорному труду, Уулбек сумела развить свой бизнес с ежемесячным доходом в сумме 8,000 сом (KGS).
В целях дальнейшего развития своего бизнеса, Уулбек обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 100,000 сом (KGS) на расширение ассортимента. Доходы от кредита Уулбек планирует вложить в расширение торгового места и отремонтировать дом.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 69
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,008,925
    Funds lent in using Kiva
  • 47.4
    Kyrgyzstan Soms (KGS) = $1 USD
A loan of $2,125 helped Uulbek to broaden the assortment of her merchandise.
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 19, 2012
Jul 13, 2012
Currency Exchange Loss:
Aug 12, 2012