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Estelita is 42 years old and married with three children.

Estelita works hard to provide for her family. She runs a general store in the Philippines, and she requested a PHP 30,000 loan through NWTF to buy items to sell in her store.

Estelita has borrowed, and repaid, seven loans from NWTF before this one. She has run her general store for seven years, and she also earns an income from fish vending.

Estelita aspires to save enough money so she can afford to send her children to college.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 442
    View loans »
    Philippines Loans Fundraising
  • $69,767,475
    Funds lent in using Kiva
  • 42.0
    Philippines Pesos (PHP) = $1 USD
A loan of $725 helped Estelita to buy items to sell in her general store.
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 26, 2012
Jul 10, 2012
Currency Exchange Loss:
Aug 9, 2012