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Sok, aged 39, is a married woman who has been living in Ornlong Veng district. She works as a local farmer, cultivating rice crops on a few lots of a farm. She particularly grows rice and beans alongside her husband during the two seasons of the years. For additional income, Sok operates a small grocery store from her home, earning an average of USD 4.00 per day to satisfy her living needs.

In this coming season, Sok is growing beans but due to the inadequate capital, she would like to receive a loan in the sum of KHK 2,000,000 to purchase pesticides and pay for labor. Also, with the rest of the funds, she will purchase grocery items such as shampoo, powders, soft drinks, and canned products to increase her merchandise. Sok said that, with the loan's help, she will be able to make her businesses become viable and profitable for the family.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 170
    View loans »
    Cambodia Loans Fundraising
  • $41,451,425
    Funds lent in using Kiva
  • 4,110.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Sok to purchase pesticides and pay for labor.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 13, 2012
Jul 10, 2012
Currency Exchange Loss:
Apr 25, 2013