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Norma is 52 years old and is married with four children. She works hard to provide for her family. Norma has run a general store in the Philippines for the past three years and also earns an income from raising pigs.

She has borrowed and repaid five loans from NWTF before this loan. Norma is now requesting a PHP 29,500 loan through NWTF to buy additional items to sell in her general store. She aspires to build and expand her business to secure her family's financial stability.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 435
    View loans »
    Philippines Loans Fundraising
  • $69,631,075
    Funds lent in using Kiva
  • 42.0
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Norma to buy additional items to sell in her general store.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 28, 2012
Jul 10, 2012
Currency Exchange Loss:
Jan 15, 2013