A loan of $600 helped to buy groceries, toiletries and beverages to sell and to pay for maintenance of her sewing machine.

Alma's story

Alma, aged 42, is a resident of Cavite City, Philippines. Her husband, Domingo, is an electrician, and she is the mother of four children. She, together with her husband and children, manages their household while operating the business.

Alma operates a variety store. In the Philippines, a variety store is basically a small convenience store which retails groceries, toiletries and beverages piecemeal to the local neighborhood. It is the place to go to buy one sachet of shampoo, 5 PHP-worth of cooking oil or an egg. Alma earns an income by buying supplies at wholesale prices and selling by the piece. Her store is located adjacent to her house. Her regular customers are her neighbors and the local community. She earns a minimum of 600 PHP in sales every day.

To help her to continue operating her business, Alma is requesting a 25,000 PHP loan. She will be utilizing the loan to buy groceries, toiletries and beverages to expand her product inventory and to pay for maintenance of her sewing machine. She expects a boost in her business income as she expands her business.

Alma hopes her business will grow into a mini grocery and dreams of being able to give her children a good and high quality education through all her hard work on her business. She faithfully meets up with her co-fellowship* members to share stories of her work every week and there she can also draw strength and inspiration from the Word of God that she studies.

* All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital and repay micro-finance loans.

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