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Nadezhda is 50 years old, she is married and has four children. As a main source of income for her family Nadezhda has started doing animal husbandry since 1990 by buying a cow with a calf. Because of her hard work she now has three cows, three sheep and the income from the sale of milk and dairy products is 15,000 som (KGS) a month.

With a goal to further grow her business Nadezhda has come to Bai Tushum and Partners for a loan in the amount of 85,000 som (KGS) to buy additional heads of cattle. She plans to invest the income from the loan into further increase of the headcount of livestock.
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Надежде 50 лет, замужем, имеет 4 детей. Надежда в качестве основного источника дохода для своей семьи, с 1990 года начала заниматься животноводством, купив корову с теленком. Благодаря упорному труду Надежды в ее хозяйстве на сегодняшний день имеется 3 коровы, 3 овцы, прибыль от продажи молока и молочных продуктов составляет 15,000 сом (KGS) в месяц.
В целях дальнейшего развития своего бизнеса, Надежда обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 85,000 сом (KGS) на покупку дополнительных голов скота. Доходы от кредита Надежда планирует вкладывать в дальнейшее увеличение поголовья.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 55
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,897,275
    Funds lent in using Kiva
  • 47.4
    Kyrgyzstan Soms (KGS) = $1 USD
A loan of $1,800 helped Nadezhda to purchase livestock.
Repayment Term
23 months (Additional Information)
Repayment Schedule
Jun 19, 2012
Jul 13, 2012
Currency Exchange Loss:
Aug 12, 2012