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Makhbuba is 42 years old, she is married and has two children. Makhbuba works a teacher of Russian language in the local school. She started a bee keeping business three years ago as an additional source of income for her family. Because of her hard work Makhbuba how has 65 beehives with all of the stock from last year sold out. At this time she is getting ready for going to the apiary.

With a goal to grow her business further Makhbuba has come to Bai Tushum and Partners for a loan in the amount of 135,000 som (KGS) to buy sugar and vitamin additives for the bees. She plans to invest the income from the loan to pay for the tuition of her oldest daughter Gulnur.
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Махбубе 42 года, замужем, имеет 2 детей. Махбуба работает учительницей русского языка в местной школе и в качестве дополнительного источника дохода для своей семьи, 3 года назад начала заниматься пчеловодством. Благодаря упорному труду Махбубы в ее хозяйстве на сегодняшний день имеется 65 ульев, запасы прошлого года распроданы, на данный момент Махбуба занимается подготовкой к отправке на пасеку.
В целях дальнейшего развития своего бизнеса, Махбуба обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 135,000 сом (KGS) на покупку сахара и витаминных добавок для пчел. Доходы от кредита Махбуба планирует вкладывать в оплату обучения для старшей дочери Гулнур.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 83
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,904,175
    Funds lent in using Kiva
  • 47.4
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,850 helped Makhbuba to purchase forage for bee families.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jun 13, 2012
Jul 12, 2012
Currency Exchange Loss:
Dec 17, 2013