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Chak is 58 years old. She is married with seven children, four of whom are already settled in marriage and live independently. Chak has spent most of her lifetime dedicated to crop husbandry. She works in this type of business along with her supportive husband, growing rice, potatoes and vegetables for sale in each harvesting season. Through her hard work, she is able to make approximately around USD 4.00 per day, which she spends on her daily food and other household expenses.

In the rainy season, Chak’s family is experiencing difficulties because their present house has decayed and was damaged by the raindrops. To solve this problem, Chak has applied for a loan of USD 600 to purchase timber, wooden boards, and zinc to renovate her house. She is very thankful for the great support from the lenders.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 144
    View loans »
    Cambodia Loans Fundraising
  • $39,838,825
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Chak to purchase timber, wooden boards, and zinc to renovate her house.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 12, 2012
Jul 10, 2012
Currency Exchange Loss:
Jan 23, 2013