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Khim is a 50 year-old married woman who is responsible for four children – two are unmarried. Khim lives with her family in the small village of Baray district, Kompong Tom province.

Khim is a local rice farmer. She provides rice mill services to local people for additional income. And at the same time, Khim has owned and operated a small grocery store selling various kinds of products. Her children serve as her motivation in pursuing this retail business.

Khim would like to borrow some funds from HKL and Kiva to purchase a motorcycle so her children can commute to school. School is about six km from their home. Khim wants one of her sons to become a doctor in the future. She will try hard and save money for him.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 159
    View loans »
    Cambodia Loans Fundraising
  • $41,502,100
    Funds lent in using Kiva
  • 4,105.0
    Cambodia Riels (KHR) = $1 USD
A loan of $1,225 helped Khim to purchase a motorcycle.
Repayment Term
18 months (Additional Information)
Repayment Schedule
Jun 11, 2012
Jul 10, 2012
Currency Exchange Loss:
Aug 9, 2012