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Moises Abraham
Moisés is a 23-year-old youth. Single, he lives with his parents. He works in a pharmacy as a clerk. His house is very basic, which is why he wants to improve it by exchanging the wooden planks for walls of concrete and giving his family a better home and greater safety. Making this improvement possible is the financing with Afodenic in installments, achieving the balancing of his expenses and being able to make his liability payments.
Materials to purchase: stone, sand, cement, iron, tables to start the construction. As future plans, he will continue his housing construction, which will go piece by piece until he has a decent house.
View original language description ↓
Moisés es un joven de 23 años de edad, soltero, vive junto con sus padres, trabaja en una farmacia de facturador, su casa es de condición sencilla, es por tal razón desea mejorar, al cambiar las tabla por pared de concreto dando a su familia una mejor vivienda y seguridad, se le está haciendo posible esta mejora con financiamiento en Afodenic siendo a plazos. Logrando equilibrar sus gastos y poder pagar sus compromisos pagos.
Materiales a comprar: piedra, arena, cemento, hierro, tablas para comenzar la obra. Como planes a futuro es seguir la construcción de su casa, el cual ira por parte hasta tener una casa digna.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 59
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 23.6
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Moises Abraham to buy materials of rock, sand, cement and iron to start building a lateral wall.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jun 29, 2012
Jul 15, 2012
Currency Exchange Loss:
Aug 18, 2013