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Feride is fifty-one years old. She is married and has two children with the youngest of two still attending university in a major city. Their family lives in the southeastern part of Albania.

Just like many other people in the region, she has animals and owns some land as well. She plants crops and veggies and of course some apple fruit trees which is very typical in this part of the country. For the past eight years, she has been selling milk to the local dairy farms. Feride says, “The profit is fine, yet not enough when you are the only provider at home and have children to educate.“

This is Feride’s second time applying for a loan to buy a cow. Yet this time is different, because she is requesting it from KIVA via VisionFund Albania and she is excited. She is known and respected by all the people in the village for her personable, responsible and loving nature.

Additional Information

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.

About Albania

  • $10,700
    Average annual income
  • 15
    View loans »
    Albania Loans Fundraising
  • $3,256,100
    Funds lent in using Kiva
  • 110.7
    Albania Leke (ALL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,375 helped Feride to purchase a milk cow.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Jun 25, 2012
Jul 10, 2012
Currency Exchange Loss:
Feb 15, 2013