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Joy is 32 years old and lives in South Poblacion, Siquijor, Siquijor. She is a single mother of two children. Joy has managed an Internet cafe business for six years. At present, Joy's estimated monthly business income is PHP 8,000. She is requesting a loan of PHP 50,000 to purchase additional computer units for her business. Joy has been a member of Paglaum Multi Purpose Cooperative since May 31, 2012. In the future, Joy dreams of expanding her business.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

About Philippines

  • $7,000
    Average annual income
  • 463
    View loans »
    Philippines Loans Fundraising
  • $69,701,375
    Funds lent in using Kiva
  • 41.8
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Joy to purchase additional computer units for her business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 8, 2012
Jul 27, 2012
Currency Exchange Loss:
Aug 15, 2012