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Virginia Alejandra
Virginia is fifty years old, a single mother, and a saleswoman of clothing and cosmetics. For her it has been difficult, since she has had to work hard to help her family succeed. Improvements to her house have not been done because she has had to cover her personal expenses and the household necessities.

Now her two children work and help support her. Her little house is plain and very deteriorated, she will begin to rebuild it out of concrete, starting it when she can get the materials. This will be possible with the financing of Afodenic, and she hopes to proceed in a short time to have a secure and dignified home.
View original language description ↓
Doña Virginia tiene la edad de 50 años, madre soltera, comerciante en venta de ropa y cosméticos, para ella ah sido difícil, ya que le ha tocado trabajar para salir adelante con su familia. Las mejora a su casa, no los hechos para cubrir los gastos personales y básicos del hogar.
Hoy en día sus dos hijos trabajan, y la apoyan. Su pequeña casa es sencilla y ya muy deteriorada, lo que comenzara hacer en concreto, haciendo el arranque, hasta donde alcance los materiales, siendo posible con financiamiento en Afodenic, y que espera avanzar en corto plazo, para una vivienda segura y digna.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 41
    View loans »
    Nicaragua Loans Fundraising
  • $26,418,100
    Funds lent in using Kiva
  • 23.6
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Virginia Alejandra to buy construction materials to begin building her concrete block house.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jun 29, 2012
Jul 14, 2012
Currency Exchange Loss:
Jul 18, 2013