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Fanny Del Carmen
Fanny, in a few years, would like to have her own business. Her professional studies will help her to have a better vision, and she is studying in her final year in Systems Engineering and her loan will be used to finance her studies. Her aunt has inspired her to get ahead; she is a real fighter and she has gotten ahead with a great deal of strength. She was studying a double major, but because of her lack of funds she had to drop one but will continue with the other.
View original language description ↓
Fanny dentro de algunos años le gustaría tener su propio negocio, su carrera le ayudará a tener una mejor visión, está estudiando el último año de la carrera de Ingeniería en Sistemas y el crédito será usado para el pago de finalización de estudios. Su tía le ha inspirado para salir adelante, es una persona luchadora y ha salido adelante con mucho esfuerzo. estaba estudiando dos carreras, pero por falta de recursos tuvo que dejar de estudiar una y continuará con la siguiente.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 57
    View loans »
    Nicaragua Loans Fundraising
  • $25,750,675
    Funds lent in using Kiva
  • 23.6
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $900 helped Fanny Del Carmen to pay for her professional certification coursework.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Jun 13, 2012
Jul 14, 2012
Currency Exchange Loss:
Feb 15, 2013