A loan of $5,025 helped a member to buy photocopier materials, books, threads, needles, ink, plates and pots, among other things..


Renacimiento Group's story

This communal bank is called “Renacimiento”. It is made up of 18 entrepreneurs who work in different areas. Among these are: selling used clothes, selling as a market vendor, seamstresses, selling groceries, runnning a store, a variety store, providing services and more. All of them are from the city of Chillan.

Ana, the president of the communal bank group, is seated in the photo third from the right in a brown jacket and large silver hoops, and short brown hair.

She has a variety store. She sells books, packing materials- her store is well stocked and her customers can find anything. She has done this for 2 years. She remarks that her store is located in a part of the house where she also offers a photocopying service, household supplies, school supplies, candies, and general items for her customers.

The merchandise and materials that she needs she buys in the city of Concepción or sometimes in the city of Santiago. With the loan, she will buy photocopying materials, books, thread, needles, ink, plates and pots, among other things.

Her goals for her business are growing and expanding her locale to offer her family a better quality of life. Ana lives with her husband , who works and supports her in her business, and her mother and 2 children. Her dreams are to expand her locale and at the same time open a hair salon since she previously worked in that area. In this way, she will generate more income and have a better quality of life.

Ana is very happy and grateful for the loan and services offered by the Fondo Esperanza. She also remarks that she feels very comfortable in the meetings and with the Communal Bank, since there is generosity and unity.

Chillán is a community in south central Chile. Its name means “chair of the sunl” in Mapudungun, the language of our Mapuche indigenous people. Chillán is known as the “Cradle of the Nation” or “Land of Artists”, because the city has produced noted Chilean historical figures, for example the well known pianist Claudio Arrau.

In this group: Ana, Maria, Lucila, Irma, Jenny, Matilde, Maria, Irene, Jeannette, Rosa, Margot, Miriam, Patricia, Alejandro, Marisol, Patricia, Patricia, Claudia
*not pictured

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Translated from Spanish by Kiva volunteer Ellen Donohue



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