A loan of $1,075 helped to buy more fertilizer and seeds, and pay for labour costs.


Frederic's story

Frederic is married with four children. His wife works as a farmer. Frederic has grown Irish potatoes for seven years. He would like this loan to buy fertilizer and seeds, and pay for the labor needed to get the best harvest. With the profits, he plans to expand his growing area. The agriculture sector accounts for 37% of Rwanda's gross domestic product, generates 65% of Rwanda's export revenue, and employs approximately 90% of Rwandans (as of 2009). Despite the importance of agriculture to Rwandans and their economy, financial institutions view lending to fund agricultural activities as a high-risk proposition because the profitability of these activities is affected by weather, natural disasters, and price fluctuations. For this reason, farmers in Rwanda remain underserved by financial institutions. Urwego Opportunity Bank is expanding into this market and is happy to provide Kiva lenders with the opportunity to support Rwandan farmers.



Loan details


Lenders and lending teams



Loan details